2024 SCR to HRK Historical Review

YEARLY HIGH

0.5399 HRK

YEARLY LOW

0.4590 HRK

YEARLY AVERAGE

0.5097 HRK

2024 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.5399. Conversely, the yearly low was recorded on October 14, dropping to 0.4590.

This high-to-low spread represents a total annual volatility of 0.0809 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5163 to the December average rate of 0.5101, the exchange rate registered a net change of -1.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.5399 was down 3.53% compared to the 2023 peak of 0.5597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,700 HRK

2023 Average 2,594 HRK

Yearly Trough Low 2,295 HRK

Transaction Impact: A difference of 404.42 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.5208

0.4960

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5133, compared to 0.5061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.5133

H2 Avg (Jul–Dec) 0.5061

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 0.0716 HRK (High: 0.5306 / Low: 0.4590). On the other end, May was the most stable month, with a tight range of 0.0208 HRK (High: 0.5224 / Low: 0.5017).

October Spread (Volatile) ±0.0716

May Spread (Stable) ±0.0208

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0086 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.5101) against the same month in 2023 (average: 0.5139), the exchange rate shifted by -0.0037 (-0.73%).

2024 Avg (December) 0.5101

2023 Avg (December) 0.5139

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5312	0.4958	0.5163
February	0.5336	0.5056	0.5188
March	0.5203	0.4842	0.5102
April	0.5280	0.4920	0.5172
May	0.5224	0.5017	0.5103
June	0.5191	0.4801	0.5071
July	0.5189	0.4899	0.5033
August	0.5257	0.4599	0.4981
September	0.5253	0.4849	0.5045
October	0.5306	0.4590	0.5047
November	0.5339	0.4926	0.5161
December	0.5399	0.4747	0.5101