2018 SCR to HRK Historical Review

YEARLY HIGH

0.4850 HRK

YEARLY LOW

0.4243 HRK

YEARLY AVERAGE

0.4616 HRK

2018 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.4850. Conversely, the yearly low was recorded on February 1, dropping to 0.4243.

This high-to-low spread represents a total annual volatility of 0.0607 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4381 to the December average rate of 0.4760, the exchange rate registered a net change of 8.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.4850 was down 12.78% compared to the 2017 peak of 0.5561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,425 HRK

2017 Average 2,437 HRK

Yearly Trough Low 2,121 HRK

Transaction Impact: A difference of 303.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.4828

0.4340

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4505, compared to 0.4727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0222 points.

H1 Avg (Jan–Jun) 0.4505

H2 Avg (Jul–Dec) 0.4727

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0351 HRK (High: 0.4761 / Low: 0.4409). On the other end, July was the most stable month, with a tight range of 0.0041 HRK (High: 0.4693 / Low: 0.4653).

May Spread (Volatile) ±0.0351

July Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0063 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.4788) against the same month in 2017 (average: 0.4652), the exchange rate shifted by +0.0136 (+2.93%).

2018 Avg (November) 0.4788

2017 Avg (November) 0.4652

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4509	0.4250	0.4381
February	0.4529	0.4243	0.4425
March	0.4496	0.4244	0.4420
April	0.4560	0.4352	0.4487
May	0.4761	0.4409	0.4635
June	0.4715	0.4612	0.4682
July	0.4693	0.4653	0.4671
August	0.4818	0.4668	0.4736
September	0.4726	0.4450	0.4673
October	0.4819	0.4642	0.4734
November	0.4850	0.4746	0.4788
December	0.4790	0.4685	0.4760