2020 SCR to HRK Historical Review

YEARLY HIGH

0.5401 HRK

YEARLY LOW

0.2895 HRK

YEARLY AVERAGE

0.3952 HRK

2020 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.5401. Conversely, the yearly low was recorded on December 30, dropping to 0.2895.

This high-to-low spread represents a total annual volatility of 0.2507 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4907 to the December average rate of 0.2923, the exchange rate registered a net change of -40.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5401 was up 1.61% compared to the 2019 peak of 0.5315, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,701 HRK

2019 Average 2,423 HRK

Yearly Trough Low 1,447 HRK

Transaction Impact: A difference of 1,253.34 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5220

0.2714

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4507, compared to 0.3397 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1109 points.

H1 Avg (Jan–Jun) 0.4507

H2 Avg (Jul–Dec) 0.3397

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1166 HRK (High: 0.5113 / Low: 0.3947). On the other end, September was the most stable month, with a tight range of 0.0083 HRK (High: 0.3612 / Low: 0.3529).

April Spread (Volatile) ±0.1166

September Spread (Stable) ±0.0083

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0708 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0708

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5011) against the same month in 2019 (average: 0.4797), the exchange rate shifted by +0.0213 (+4.45%).

2020 Avg (March) 0.5011

2019 Avg (March) 0.4797

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5203	0.4827	0.4907
February	0.5100	0.4913	0.4997
March	0.5401	0.4801	0.5011
April	0.5113	0.3947	0.4303
May	0.4349	0.3860	0.3993
June	0.4029	0.3769	0.3828
July	0.3821	0.3546	0.3722
August	0.3584	0.3417	0.3552
September	0.3612	0.3529	0.3565
October	0.3591	0.3314	0.3484
November	0.3366	0.3039	0.3137
December	0.3006	0.2895	0.2923