2014 SCR to HRK Historical Review

YEARLY HIGH

0.4730 HRK

YEARLY LOW

0.4269 HRK

YEARLY AVERAGE

0.4529 HRK

2014 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4730. Conversely, the yearly low was recorded on October 30, dropping to 0.4269.

This high-to-low spread represents a total annual volatility of 0.0461 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4642 to the December average rate of 0.4455, the exchange rate registered a net change of -4.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4730 was down 6.84% compared to the 2013 peak of 0.5077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,365 HRK

2013 Average 2,364 HRK

Yearly Trough Low 2,134 HRK

Transaction Impact: A difference of 230.55 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4673

0.4304

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4578, compared to 0.4479 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0099 points.

H1 Avg (Jan–Jun) 0.4578

H2 Avg (Jul–Dec) 0.4479

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0401 HRK (High: 0.4730 / Low: 0.4329). On the other end, November was the most stable month, with a tight range of 0.0057 HRK (High: 0.4362 / Low: 0.4306).

December Spread (Volatile) ±0.0401

November Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0101 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4455) against the same month in 2013 (average: 0.4621), the exchange rate shifted by -0.0166 (-3.60%).

2014 Avg (December) 0.4455

2013 Avg (December) 0.4621

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4686	0.4589	0.4642
February	0.4678	0.4579	0.4620
March	0.4637	0.4503	0.4563
April	0.4643	0.4481	0.4572
May	0.4642	0.4438	0.4533
June	0.4591	0.4484	0.4541
July	0.4625	0.4482	0.4569
August	0.4651	0.4464	0.4558
September	0.4599	0.4458	0.4522
October	0.4630	0.4269	0.4436
November	0.4362	0.4306	0.4334
December	0.4730	0.4329	0.4455