2025 SCR to HRK Historical Review

YEARLY HIGH

0.5189 HRK

YEARLY LOW

0.4198 HRK

YEARLY AVERAGE

0.4672 HRK

2025 SCR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.5189. Conversely, the yearly low was recorded on December 25, dropping to 0.4198.

This high-to-low spread represents a total annual volatility of 0.0991 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5066 to the December average rate of 0.4474, the exchange rate registered a net change of -11.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5189 was down 3.89% compared to the 2024 peak of 0.5399, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 2,594 HRK

2024 Average 2,548 HRK

Yearly Trough Low 2,099 HRK

Transaction Impact: A difference of 495.64 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5131

0.4349

JanuMarcMayJulySeptNove

SCR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4813, compared to 0.4531 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0281 points.

H1 Avg (Jan–Jun) 0.4813

H2 Avg (Jul–Dec) 0.4531

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0597 HRK (High: 0.4794 / Low: 0.4198). On the other end, May was the most stable month, with a tight range of 0.0124 HRK (High: 0.4777 / Low: 0.4654).

December Spread (Volatile) ±0.0597

May Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0237 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0237

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.5066) against the same month in 2024 (average: 0.5163), the exchange rate shifted by -0.0097 (-1.88%).

2025 Avg (January) 0.5066

2024 Avg (January) 0.5163

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5189	0.4786	0.5066
February	0.5099	0.4843	0.5015
March	0.5046	0.4738	0.4864
April	0.4816	0.4569	0.4688
May	0.4777	0.4654	0.4701
June	0.4668	0.4399	0.4541
July	0.4663	0.4383	0.4528
August	0.4600	0.4269	0.4494
September	0.4566	0.4199	0.4414
October	0.4785	0.4275	0.4568
November	0.4855	0.4286	0.4710
December	0.4794	0.4198	0.4474