2012 XDR to MAD Historical Review

YEARLY HIGH

13.6065 MAD

YEARLY LOW

12.9233 MAD

YEARLY AVERAGE

13.2231 MAD

2012 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 13.6065. Conversely, the yearly low was recorded on February 26, dropping to 12.9233.

This high-to-low spread represents a total annual volatility of 0.6832 MAD. From a start-to-finish perspective, comparing the January average rate of 13.2213 to the December average rate of 13.0655, the exchange rate registered a net change of -1.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.6065 was up 3.18% compared to the 2011 peak of 13.1877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 68,033 MAD

2011 Average 63,875 MAD

Yearly Trough Low 64,617 MAD

Transaction Impact: A difference of 3,415.98 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.5381

12.9725

JanuMarcMayJulySeptNove

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1639, compared to 13.2822 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1183 points.

H1 Avg (Jan–Jun) 13.1639

H2 Avg (Jul–Dec) 13.2822

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.3686 MAD (High: 13.6065 / Low: 13.2379). On the other end, March was the most stable month, with a tight range of 0.1380 MAD (High: 13.0920 / Low: 12.9540).

July Spread (Volatile) ±0.3686

March Spread (Stable) ±0.1380

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1832 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1832

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 13.4909) against the same month in 2011 (average: 12.6316), the exchange rate shifted by +0.8593 (+6.80%).

2012 Avg (July) 13.4909

2011 Avg (July) 12.6316

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.3668	13.0855	13.2213
February	13.1744	12.9233	13.0633
March	13.0920	12.9540	13.0196
April	13.1136	12.9733	13.0703
May	13.4283	13.0792	13.2542
June	13.4549	13.2395	13.3548
July	13.6065	13.2379	13.4909
August	13.5375	13.3515	13.4450
September	13.3915	13.1477	13.2618
October	13.2669	13.1160	13.2007
November	13.3120	13.1250	13.2295
December	13.1676	12.9768	13.0655