2019 XDR to MAD Historical Review

YEARLY HIGH

13.4845 MAD

YEARLY LOW

12.9905 MAD

YEARLY AVERAGE

13.3078 MAD

2019 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 30, valuing the pair at 13.4845. Conversely, the yearly low was recorded on August 24, dropping to 12.9905.

This high-to-low spread represents a total annual volatility of 0.4940 MAD. From a start-to-finish perspective, comparing the January average rate of 13.3169 to the December average rate of 13.2689, the exchange rate registered a net change of -0.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 13.4845 was down 0.77% compared to the 2018 peak of 13.5898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 67,423 MAD

2018 Average 66,530 MAD

Yearly Trough Low 64,953 MAD

Transaction Impact: A difference of 2,469.85 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

13.4614

13.1328

JanuMarcMayJulySeptNove

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.3754, compared to 13.2401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1353 points.

H1 Avg (Jan–Jun) 13.3754

H2 Avg (Jul–Dec) 13.2401

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.2285 MAD (High: 13.2190 / Low: 12.9905). On the other end, November was the most stable month, with a tight range of 0.0588 MAD (High: 13.2992 / Low: 13.2403).

August Spread (Volatile) ±0.2285

November Spread (Stable) ±0.0588

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1111 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 13.4340) against the same month in 2018 (average: 13.4292), the exchange rate shifted by +0.0048 (+0.04%).

2019 Avg (May) 13.4340

2018 Avg (May) 13.4292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.4155	13.2008	13.3169
February	13.3727	13.2325	13.3129
March	13.4634	13.3588	13.4105
April	13.4756	13.3756	13.4180
May	13.4845	13.4015	13.4340
June	13.4611	13.2469	13.3604
July	13.3555	13.1908	13.2493
August	13.2190	12.9905	13.1601
September	13.3074	13.1169	13.2440
October	13.2834	13.2132	13.2481
November	13.2992	13.2403	13.2705
December	13.3008	13.2401	13.2689