2016 XDR to MAD Historical Review

YEARLY HIGH

13.7574 MAD

YEARLY LOW

13.4721 MAD

YEARLY AVERAGE

13.6247 MAD

2016 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 13.7574. Conversely, the yearly low was recorded on August 21, dropping to 13.4721.

This high-to-low spread represents a total annual volatility of 0.2852 MAD. From a start-to-finish perspective, comparing the January average rate of 13.6897 to the December average rate of 13.6187, the exchange rate registered a net change of -0.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 13.7574 was down 0.83% compared to the 2015 peak of 13.8719, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 68,787 MAD

2015 Average 68,203 MAD

Yearly Trough Low 67,361 MAD

Transaction Impact: A difference of 1,426.25 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

13.7025

13.5488

JanuMarcMayJulySeptNove

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6433, compared to 13.6060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0373 points.

H1 Avg (Jan–Jun) 13.6433

H2 Avg (Jul–Dec) 13.6060

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.2181 MAD (High: 13.6902 / Low: 13.4721). On the other end, September was the most stable month, with a tight range of 0.0804 MAD (High: 13.6348 / Low: 13.5545).

August Spread (Volatile) ±0.2181

September Spread (Stable) ±0.0804

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0570 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0570

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 13.6897) against the same month in 2015 (average: 13.3249), the exchange rate shifted by +0.3648 (+2.74%).

2016 Avg (January) 13.6897

2015 Avg (January) 13.3249

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.7574	13.6049	13.6897
February	13.7024	13.5487	13.6327
March	13.6909	13.5326	13.6229
April	13.6657	13.5502	13.6036
May	13.7145	13.5815	13.6424
June	13.7487	13.6115	13.6687
July	13.6935	13.6011	13.6417
August	13.6902	13.4721	13.5988
September	13.6348	13.5545	13.6008
October	13.6205	13.4935	13.5616
November	13.6741	13.5474	13.6144
December	13.7021	13.5476	13.6187