2015 XDR to MAD Historical Review

YEARLY HIGH

13.8719 MAD

YEARLY LOW

13.1395 MAD

YEARLY AVERAGE

13.6398 MAD

2015 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 13.8719. Conversely, the yearly low was recorded on January 1, dropping to 13.1395.

This high-to-low spread represents a total annual volatility of 0.7324 MAD. From a start-to-finish perspective, comparing the January average rate of 13.3249 to the December average rate of 13.7204, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 13.8719 was up 5.80% compared to the 2014 peak of 13.1109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 69,359 MAD

2014 Average 63,880 MAD

Yearly Trough Low 65,697 MAD

Transaction Impact: A difference of 3,662.01 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

13.8320

13.2788

JanuMarcMayJulySeptNove

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.5849, compared to 13.6947 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1099 points.

H1 Avg (Jan–Jun) 13.5849

H2 Avg (Jul–Dec) 13.6947

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.4109 MAD (High: 13.5504 / Low: 13.1395). On the other end, September was the most stable month, with a tight range of 0.0850 MAD (High: 13.6811 / Low: 13.5962).

January Spread (Volatile) ±0.4109

September Spread (Stable) ±0.0850

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0680 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0680

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 13.7034) against the same month in 2014 (average: 12.5869), the exchange rate shifted by +1.1165 (+8.87%).

2015 Avg (March) 13.7034

2014 Avg (March) 12.5869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5504	13.1395	13.3249
February	13.5587	13.4182	13.4767
March	13.8719	13.5469	13.7034
April	13.7943	13.6334	13.7279
May	13.7599	13.5802	13.6599
June	13.6910	13.5510	13.6166
July	13.7608	13.6531	13.6982
August	13.7497	13.5701	13.6687
September	13.6811	13.5962	13.6420
October	13.7557	13.5849	13.6531
November	13.8202	13.7233	13.7859
December	13.8072	13.6732	13.7204