2024 XDR to MAD Historical Review

YEARLY HIGH

13.4555 MAD

YEARLY LOW

12.7928 MAD

YEARLY AVERAGE

13.1961 MAD

2024 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 13.4555. Conversely, the yearly low was recorded on August 24, dropping to 12.7928.

This high-to-low spread represents a total annual volatility of 0.6627 MAD. From a start-to-finish perspective, comparing the January average rate of 13.2884 to the December average rate of 13.1377, the exchange rate registered a net change of -1.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 13.4555 was down 4.20% compared to the 2023 peak of 14.0452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 67,278 MAD

2023 Average 67,548 MAD

Yearly Trough Low 63,964 MAD

Transaction Impact: A difference of 3,313.45 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

13.4048

12.9976

JanuMarcMayJulySeptNove

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2803, compared to 13.1119 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1683 points.

H1 Avg (Jan–Jun) 13.2803

H2 Avg (Jul–Dec) 13.1119

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.4013 MAD (High: 13.1941 / Low: 12.7928). On the other end, April was the most stable month, with a tight range of 0.1078 MAD (High: 13.3862 / Low: 13.2784).

August Spread (Volatile) ±0.4013

April Spread (Stable) ±0.1078

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1266 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 13.3492) against the same month in 2023 (average: 13.7962), the exchange rate shifted by -0.4469 (-3.24%).

2024 Avg (February) 13.3492

2023 Avg (February) 13.7962

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.3500	13.1175	13.2884
February	13.4555	13.2507	13.3492
March	13.4475	13.2904	13.3709
April	13.3862	13.2784	13.3310
May	13.3233	13.0828	13.2044
June	13.2596	13.0557	13.1377
July	13.1730	12.9416	13.0378
August	13.1941	12.7928	13.0315
September	13.1993	13.0592	13.1219
October	13.2939	13.0972	13.1857
November	13.2579	13.0748	13.1571
December	13.1938	13.0682	13.1377