2026 XDR to MAD Historical Review

YEARLY HIGH

13.3578 MAD

YEARLY LOW

12.5603 MAD

YEARLY AVERAGE

13.1837 MAD

2026 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 13.3578. Conversely, the yearly low was recorded on June 20, dropping to 12.5603.

This high-to-low spread represents a total annual volatility of 0.7975 MAD. From a start-to-finish perspective, comparing the January average rate of 13.1771 to the December average rate of 13.1719, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 13.3578 was up 0.61% compared to the 2025 peak of 13.2769, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 66,789 MAD

2025 Average 64,779 MAD

Yearly Trough Low 62,801 MAD

Transaction Impact: A difference of 3,987.53 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

13.3221

13.0529

JanuMarcMayJuly

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2010, compared to 13.1318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0692 points.

H1 Avg (Jan–Jun) 13.2010

H2 Avg (Jul–Dec) 13.1318

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.6342 MAD (High: 13.1944 / Low: 12.5603). On the other end, August was the most stable month, with a tight range of 0.0418 MAD (High: 13.1928 / Low: 13.1509).

June Spread (Volatile) ±0.6342

August Spread (Stable) ±0.0418

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1555 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1555

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 13.2997) against the same month in 2025 (average: 12.8018), the exchange rate shifted by +0.4979 (+3.89%).

2026 Avg (April) 13.2997

2025 Avg (April) 12.8018

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.2863	13.0731	13.1771
February	13.3107	13.2240	13.2681
March	13.3435	13.1636	13.2416
April	13.3578	13.1282	13.2997
May	13.2991	13.1006	13.1442
June	13.1944	12.5603	13.0754
July	13.1381	13.0175	13.0917
August	13.1928	13.1509	13.1719