2025 XDR to MAD Historical Review

YEARLY HIGH

13.2769 MAD

YEARLY LOW

11.8937 MAD

YEARLY AVERAGE

12.9564 MAD

2025 XDR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 13.2769. Conversely, the yearly low was recorded on July 6, dropping to 11.8937.

This high-to-low spread represents a total annual volatility of 1.3832 MAD. From a start-to-finish perspective, comparing the January average rate of 13.0581 to the December average rate of 13.1782, the exchange rate registered a net change of 0.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 13.2769 was down 1.33% compared to the 2024 peak of 13.4555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 66,385 MAD

2024 Average 65,977 MAD

Yearly Trough Low 59,469 MAD

Transaction Impact: A difference of 6,916.07 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

13.2180

12.7405

JanuMarcMayJulySeptNove

XDR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.9033, compared to 13.0096 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1063 points.

H1 Avg (Jan–Jun) 12.9033

H2 Avg (Jul–Dec) 13.0096

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 1.2521 MAD (High: 13.1458 / Low: 11.8937). On the other end, December was the most stable month, with a tight range of 0.1147 MAD (High: 13.2246 / Low: 13.1098).

July Spread (Volatile) ±1.2521

December Spread (Stable) ±0.1147

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2013 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 13.0716) against the same month in 2024 (average: 13.3492), the exchange rate shifted by -0.2777 (-2.08%).

2025 Avg (February) 13.0716

2024 Avg (February) 13.3492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.1946	12.9416	13.0581
February	13.2769	13.0177	13.0716
March	13.1122	12.6732	12.8702
April	12.9968	12.3704	12.8018
May	12.9634	12.2716	12.7883
June	12.9894	12.1006	12.8298
July	13.1458	11.8937	12.7803
August	13.0923	12.7810	12.8972
September	13.0689	12.8837	12.9978
October	13.2210	12.9988	13.1010
November	13.1862	12.5996	13.1028
December	13.2246	13.1098	13.1782