2012 BBD to HNL Historical Review

YEARLY HIGH

9.9601 HNL

YEARLY LOW

9.4887 HNL

YEARLY AVERAGE

9.6576 HNL

2012 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 9.9601. Conversely, the yearly low was recorded on January 2, dropping to 9.4887.

This high-to-low spread represents a total annual volatility of 0.4714 HNL. From a start-to-finish perspective, comparing the January average rate of 9.5219 to the December average rate of 9.9206, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.9601 was up 4.84% compared to the 2011 peak of 9.5006, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 49,800 HNL

2011 Average 47,277 HNL

Yearly Trough Low 47,443 HNL

Transaction Impact: A difference of 2,357.09 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.9605

9.4821

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5285, compared to 9.7866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2581 points.

H1 Avg (Jan–Jun) 9.5285

H2 Avg (Jul–Dec) 9.7866

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.2804 HNL (High: 9.8036 / Low: 9.5232). On the other end, April was the most stable month, with a tight range of 0.0094 HNL (High: 9.5337 / Low: 9.5243).

August Spread (Volatile) ±0.2804

April Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0041 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 9.9206) against the same month in 2011 (average: 9.4778), the exchange rate shifted by +0.4428 (+4.67%).

2012 Avg (December) 9.9206

2011 Avg (December) 9.4778

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.5361	9.4887	9.5219
February	9.5390	9.5264	9.5305
March	9.5385	9.5265	9.5323
April	9.5337	9.5243	9.5282
May	9.5380	9.5247	9.5305
June	9.5342	9.4907	9.5276
July	9.6876	9.4935	9.5354
August	9.8036	9.5232	9.7287
September	9.8578	9.7442	9.8020
October	9.8691	9.7942	9.8443
November	9.9027	9.8628	9.8887
December	9.9601	9.8919	9.9206