YEARLY HIGH
13.4425 HNL
YEARLY LOW
13.0875 HNL
YEARLY AVERAGE
13.2988 HNL

2026 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 11, valuing the pair at 13.4425. Conversely, the yearly low was recorded on January 25, dropping to 13.0875.

This high-to-low spread represents a total annual volatility of 0.3550 HNL. From a start-to-finish perspective, comparing the January average rate of 13.2047 to the December average rate of 13.3661, the exchange rate registered a net change of 1.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 13.4425 was up 1.55% compared to the 2025 peak of 13.2369, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 67,212 HNL
2025 Average 65,042 HNL
Yearly Trough Low 65,437 HNL
Transaction Impact: A difference of 1,775.20 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

13.4074
13.1863
JanuMarcMayJuly

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2726, compared to 13.3775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1050 points.

H1 Avg (Jan–Jun) 13.2726
H2 Avg (Jul–Dec) 13.3775

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1675 HNL (High: 13.2550 / Low: 13.0875). On the other end, August was the most stable month, with a tight range of 0.0245 HNL (High: 13.3817 / Low: 13.3572).

January Spread (Volatile) ±0.1675
August Spread (Stable) ±0.0245

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0229 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 13.3889) against the same month in 2025 (average: 13.1312), the exchange rate shifted by +0.2577 (+1.96%).

2026 Avg (July) 13.3889
2025 Avg (July) 13.1312

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.2550 13.0875 13.2047
February 13.2880 13.1809 13.2281
March 13.2987 13.1636 13.2539
April 13.3404 13.2522 13.2990
May 13.3100 13.2787 13.2947
June 13.3895 13.2895 13.3549
July 13.4425 13.3113 13.3889
August 13.3817 13.3572 13.3661