2025 BBD to HNL Historical Review

YEARLY HIGH

13.2369 HNL

YEARLY LOW

12.6549 HNL

YEARLY AVERAGE

13.0073 HNL

2025 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 13.2369. Conversely, the yearly low was recorded on March 30, dropping to 12.6549.

This high-to-low spread represents a total annual volatility of 0.5820 HNL. From a start-to-finish perspective, comparing the January average rate of 12.7351 to the December average rate of 13.1573, the exchange rate registered a net change of 3.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 13.2369 was up 4.07% compared to the 2024 peak of 12.7190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 66,184 HNL

2024 Average 62,152 HNL

Yearly Trough Low 63,274 HNL

Transaction Impact: A difference of 2,909.98 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

13.1995

12.6928

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8859, compared to 13.1287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2428 points.

H1 Avg (Jan–Jun) 12.8859

H2 Avg (Jul–Dec) 13.1287

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.2684 HNL (High: 13.2050 / Low: 12.9366). On the other end, November was the most stable month, with a tight range of 0.0656 HNL (High: 13.1800 / Low: 13.1144).

August Spread (Volatile) ±0.2684

November Spread (Stable) ±0.0656

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0311 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0311

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 13.1573) against the same month in 2024 (average: 12.6752), the exchange rate shifted by +0.4821 (+3.80%).

2025 Avg (December) 13.1573

2024 Avg (December) 12.6752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.8000	12.6865	12.7351
February	12.9113	12.7099	12.8091
March	12.8800	12.6549	12.8206
April	12.9738	12.7917	12.8955
May	13.0328	12.9250	13.0059
June	13.1000	13.0043	13.0491
July	13.1750	13.0323	13.1312
August	13.2050	12.9366	13.1270
September	13.1781	13.0655	13.0959
October	13.1944	13.0711	13.1158
November	13.1800	13.1144	13.1450
December	13.2369	13.1000	13.1573