2024 BBD to HNL Historical Review

YEARLY HIGH

12.7190 HNL

YEARLY LOW

12.2850 HNL

YEARLY AVERAGE

12.4301 HNL

2024 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 12.7190. Conversely, the yearly low was recorded on January 6, dropping to 12.2850.

This high-to-low spread represents a total annual volatility of 0.4340 HNL. From a start-to-finish perspective, comparing the January average rate of 12.3438 to the December average rate of 12.6752, the exchange rate registered a net change of 2.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 12.7190 was up 1.96% compared to the 2023 peak of 12.4750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 63,595 HNL

2023 Average 61,655 HNL

Yearly Trough Low 61,425 HNL

Transaction Impact: A difference of 2,170.25 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

12.7083

12.3107

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.3635, compared to 12.4968 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1333 points.

H1 Avg (Jan–Jun) 12.3635

H2 Avg (Jul–Dec) 12.4968

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 0.2167 HNL (High: 12.6317 / Low: 12.4150). On the other end, July was the most stable month, with a tight range of 0.0714 HNL (High: 12.4200 / Low: 12.3486).

October Spread (Volatile) ±0.2167

July Spread (Stable) ±0.0714

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0105 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 12.6752) against the same month in 2023 (average: 12.3565), the exchange rate shifted by +0.3187 (+2.58%).

2024 Avg (December) 12.6752

2023 Avg (December) 12.3565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3750	12.2850	12.3438
February	12.4476	12.3217	12.3603
March	12.4125	12.2905	12.3605
April	12.4010	12.3086	12.3520
May	12.4100	12.3152	12.3682
June	12.5395	12.3285	12.3961
July	12.4200	12.3486	12.3856
August	12.4638	12.2907	12.3947
September	12.4654	12.3721	12.4177
October	12.6317	12.4150	12.5107
November	12.6862	12.5250	12.5969
December	12.7190	12.6212	12.6752