2015 BBD to HNL Historical Review

YEARLY HIGH

11.1588 HNL

YEARLY LOW

10.4871 HNL

YEARLY AVERAGE

10.8468 HNL

2015 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 11.1588. Conversely, the yearly low was recorded on February 24, dropping to 10.4871.

This high-to-low spread represents a total annual volatility of 0.6717 HNL. From a start-to-finish perspective, comparing the January average rate of 10.5310 to the December average rate of 10.9403, the exchange rate registered a net change of 3.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.1588 was up 4.61% compared to the 2014 peak of 10.6673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 55,794 HNL

2014 Average 51,043 HNL

Yearly Trough Low 52,436 HNL

Transaction Impact: A difference of 3,358.75 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

11.0278

10.4858

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7423, compared to 10.9512 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2089 points.

H1 Avg (Jan–Jun) 10.7423

H2 Avg (Jul–Dec) 10.9512

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.3747 HNL (High: 10.8718 / Low: 10.4971). On the other end, May was the most stable month, with a tight range of 0.0510 HNL (High: 10.9942 / Low: 10.9432).

March Spread (Volatile) ±0.3747

May Spread (Stable) ±0.0510

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0544 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0544

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 10.9403) against the same month in 2014 (average: 10.5463), the exchange rate shifted by +0.3940 (+3.74%).

2015 Avg (December) 10.9403

2014 Avg (December) 10.5463

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5994	10.4890	10.5310
February	10.6117	10.4871	10.5713
March	10.8718	10.4971	10.6981
April	10.9774	10.6845	10.7710
May	10.9942	10.9432	10.9684
June	10.9547	10.8557	10.9140
July	10.9686	10.8910	10.9159
August	10.9794	10.9218	10.9545
September	10.9657	10.8939	10.9343
October	11.0557	10.9196	10.9797
November	11.0165	10.9433	10.9827
December	11.1588	10.8648	10.9403