2020 BBD to HNL Historical Review

YEARLY HIGH

12.6525 HNL

YEARLY LOW

12.0774 HNL

YEARLY AVERAGE

12.3680 HNL

2020 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 12.6525. Conversely, the yearly low was recorded on December 27, dropping to 12.0774.

This high-to-low spread represents a total annual volatility of 0.5751 HNL. From a start-to-finish perspective, comparing the January average rate of 12.3928 to the December average rate of 12.1218, the exchange rate registered a net change of -2.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.6525 was up 0.92% compared to the 2019 peak of 12.5370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 63,263 HNL

2019 Average 61,374 HNL

Yearly Trough Low 60,387 HNL

Transaction Impact: A difference of 2,875.38 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.5216

12.0855

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4413, compared to 12.2948 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1465 points.

H1 Avg (Jan–Jun) 12.4413

H2 Avg (Jul–Dec) 12.2948

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.3692 HNL (High: 12.6525 / Low: 12.2833). On the other end, October was the most stable month, with a tight range of 0.0750 HNL (High: 12.3250 / Low: 12.2500).

January Spread (Volatile) ±0.3692

October Spread (Stable) ±0.0750

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0865 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0865

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 12.3928) against the same month in 2019 (average: 12.2157), the exchange rate shifted by +0.1771 (+1.45%).

2020 Avg (January) 12.3928

2019 Avg (January) 12.2157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.6525	12.2833	12.3928
February	12.4750	12.3112	12.4095
March	12.5066	12.2745	12.4379
April	12.5000	12.3706	12.4558
May	12.5150	12.4102	12.4852
June	12.4900	12.4069	12.4666
July	12.4750	12.3723	12.4407
August	12.4750	12.2897	12.3619
September	12.4000	12.3159	12.3542
October	12.3250	12.2500	12.2883
November	12.2856	12.1308	12.2018
December	12.1571	12.0774	12.1218