2021 BBD to HNL Historical Review

YEARLY HIGH

12.4415 HNL

YEARLY LOW

11.8547 HNL

YEARLY AVERAGE

12.0536 HNL

2021 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 12.4415. Conversely, the yearly low was recorded on July 24, dropping to 11.8547.

This high-to-low spread represents a total annual volatility of 0.5868 HNL. From a start-to-finish perspective, comparing the January average rate of 12.1226 to the December average rate of 12.1419, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.4415 was down 1.67% compared to the 2020 peak of 12.6525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 62,208 HNL

2020 Average 61,839 HNL

Yearly Trough Low 59,273 HNL

Transaction Impact: A difference of 2,934.10 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.1668

11.8677

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0774, compared to 12.0299 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0475 points.

H1 Avg (Jan–Jun) 12.0774

H2 Avg (Jul–Dec) 12.0299

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.4057 HNL (High: 12.4415 / Low: 12.0358). On the other end, November was the most stable month, with a tight range of 0.0452 HNL (High: 12.0950 / Low: 12.0498).

January Spread (Volatile) ±0.4057

November Spread (Stable) ±0.0452

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0890 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0890

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 12.1226) against the same month in 2020 (average: 12.3928), the exchange rate shifted by -0.2702 (-2.18%).

2021 Avg (January) 12.1226

2020 Avg (January) 12.3928

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.4415	12.0358	12.1226
February	12.1700	12.0405	12.1206
March	12.1750	12.0123	12.1053
April	12.0750	11.9813	12.0436
May	12.0750	11.9405	12.0461
June	12.0600	11.9544	12.0261
July	12.0000	11.8547	11.9370
August	11.9755	11.8582	11.8926
September	12.1125	11.9383	12.0492
October	12.1125	12.0271	12.0790
November	12.0950	12.0498	12.0797
December	12.2133	12.0685	12.1419