2013 BBD to HNL Historical Review

YEARLY HIGH

10.2675 HNL

YEARLY LOW

9.4825 HNL

YEARLY AVERAGE

10.0425 HNL

2013 BBD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BBD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 10.2675. Conversely, the yearly low was recorded on May 22, dropping to 9.4825.

This high-to-low spread represents a total annual volatility of 0.7850 HNL. From a start-to-finish perspective, comparing the January average rate of 9.9482 to the December average rate of 10.2085, the exchange rate registered a net change of 2.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 10.2675 was up 3.09% compared to the 2012 peak of 9.9601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 51,338 HNL

2012 Average 48,290 HNL

Yearly Trough Low 47,413 HNL

Transaction Impact: A difference of 3,924.80 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

10.2807

9.6250

JanuMarcMayJulySeptNove

BBD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.8888, compared to 10.1963 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3076 points.

H1 Avg (Jan–Jun) 9.8888

H2 Avg (Jul–Dec) 10.1963

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.6447 HNL (High: 10.1273 / Low: 9.4825). On the other end, August was the most stable month, with a tight range of 0.0448 HNL (High: 10.2111 / Low: 10.1664).

May Spread (Volatile) ±0.6447

August Spread (Stable) ±0.0448

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1654 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1654

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 10.2085) against the same month in 2012 (average: 9.9206), the exchange rate shifted by +0.2879 (+2.90%).

2013 Avg (December) 10.2085

2012 Avg (December) 9.9206

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9751	9.9041	9.9482
February	10.0251	9.9441	9.9662
March	9.9732	9.8012	9.8831
April	9.8020	9.6284	9.7177
May	10.1273	9.4825	9.6797
June	10.1771	10.1062	10.1375
July	10.2080	10.0725	10.1420
August	10.2111	10.1664	10.1936
September	10.2318	10.1104	10.1882
October	10.2405	10.1855	10.2195
November	10.2633	10.1572	10.2261
December	10.2675	10.1416	10.2085