2012 BGN to HNL Historical Review

YEARLY HIGH

13.4939 HNL

YEARLY LOW

11.7827 HNL

YEARLY AVERAGE

12.6893 HNL

2012 BGN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 13.4939. Conversely, the yearly low was recorded on July 24, dropping to 11.7827.

This high-to-low spread represents a total annual volatility of 1.7112 HNL. From a start-to-finish perspective, comparing the January average rate of 12.5516 to the December average rate of 13.3029, the exchange rate registered a net change of 5.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.4939 was down 6.27% compared to the 2011 peak of 14.3964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 67,470 HNL

2011 Average 67,294 HNL

Yearly Trough Low 58,914 HNL

Transaction Impact: A difference of 8,556.00 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.4350

11.8491

JanuMarcMayJulySeptNove

BGN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6263, compared to 12.7523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1260 points.

H1 Avg (Jan–Jun) 12.6263

H2 Avg (Jul–Dec) 12.7523

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.7821 HNL (High: 12.8640 / Low: 12.0819). On the other end, October was the most stable month, with a tight range of 0.2634 HNL (High: 13.2048 / Low: 12.9414).

May Spread (Volatile) ±0.7821

October Spread (Stable) ±0.2634

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3311 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3311

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 13.3029) against the same month in 2011 (average: 12.7659), the exchange rate shifted by +0.5369 (+4.21%).

2012 Avg (December) 13.3029

2011 Avg (December) 12.7659

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.8366	12.3261	12.5516
February	13.0801	12.6457	12.8735
March	12.9995	12.7191	12.8567
April	12.9815	12.7095	12.8125
May	12.8640	12.0819	12.4814
June	12.3334	11.9878	12.1823
July	12.2915	11.7827	11.9813
August	12.6057	11.9704	12.3228
September	13.1253	12.5571	12.8817
October	13.2048	12.9414	13.0579
November	13.1425	12.8429	12.9671
December	13.4939	13.0798	13.3029