2013 BGN to HNL Historical Review

YEARLY HIGH

14.4043 HNL

YEARLY LOW

12.4841 HNL

YEARLY AVERAGE

13.6351 HNL

2013 BGN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BGN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 14.4043. Conversely, the yearly low was recorded on May 21, dropping to 12.4841.

This high-to-low spread represents a total annual volatility of 1.9202 HNL. From a start-to-finish perspective, comparing the January average rate of 13.5186 to the December average rate of 14.2891, the exchange rate registered a net change of 5.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 14.4043 was up 6.75% compared to the 2012 peak of 13.4939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 72,022 HNL

2012 Average 63,440 HNL

Yearly Trough Low 62,420 HNL

Transaction Impact: A difference of 9,601.20 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

14.4341

12.6933

JanuMarcMayJulySeptNove

BGN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2745, compared to 13.9956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7211 points.

H1 Avg (Jan–Jun) 13.2745

H2 Avg (Jul–Dec) 13.9956

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.9756 HNL (High: 13.4597 / Low: 12.4841). On the other end, August was the most stable month, with a tight range of 0.1603 HNL (High: 13.9422 / Low: 13.7820).

May Spread (Volatile) ±0.9756

August Spread (Stable) ±0.1603

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5176 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 14.2445) against the same month in 2012 (average: 13.0579), the exchange rate shifted by +1.1866 (+9.09%).

2013 Avg (October) 14.2445

2012 Avg (October) 13.0579

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.7912	13.2742	13.5186
February	13.8929	13.3103	13.6099
March	13.2673	12.8356	13.0923
April	13.0548	12.8423	12.9318
May	13.4597	12.4841	12.8383
June	13.8610	13.4466	13.6562
July	13.8436	13.3119	13.5593
August	13.9422	13.7820	13.8732
September	14.1305	13.6947	13.9071
October	14.4043	14.1218	14.2445
November	14.2658	13.9075	14.1007
December	14.3997	14.1854	14.2891