2019 BGN to HNL Historical Review

YEARLY HIGH

14.5217 HNL

YEARLY LOW

8.4099 HNL

YEARLY AVERAGE

14.0524 HNL

2019 BGN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BGN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 11, valuing the pair at 14.5217. Conversely, the yearly low was recorded on December 9, dropping to 8.4099.

This high-to-low spread represents a total annual volatility of 6.1118 HNL. From a start-to-finish perspective, comparing the January average rate of 14.2614 to the December average rate of 13.8617, the exchange rate registered a net change of -2.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 14.5217 was down 3.90% compared to the 2018 peak of 15.1116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 72,608 HNL

2018 Average 72,176 HNL

Yearly Trough Low 42,049 HNL

Transaction Impact: A difference of 30,559.13 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

14.3018

13.8175

JanuMarcMayJulySeptNove

BGN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.1516, compared to 13.9532 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1985 points.

H1 Avg (Jan–Jun) 14.1516

H2 Avg (Jul–Dec) 13.9532

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 5.7561 HNL (High: 14.1660 / Low: 8.4099). On the other end, February was the most stable month, with a tight range of 0.2052 HNL (High: 14.3173 / Low: 14.1121).

December Spread (Volatile) ±5.7561

February Spread (Stable) ±0.2052

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1463 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1463

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 14.2555) against the same month in 2018 (average: 14.3081), the exchange rate shifted by -0.0525 (-0.37%).

2019 Avg (June) 14.2555

2018 Avg (June) 14.3081

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.4068	14.1304	14.2614
February	14.3173	14.1121	14.2139
March	14.3099	14.0282	14.1645
April	14.1850	13.9395	14.0754
May	14.1634	13.4505	13.9390
June	14.5217	13.9681	14.2555
July	14.2387	13.8553	14.1194
August	14.1339	13.7979	13.9730
September	13.9768	13.7349	13.8579
October	14.1102	13.6975	13.9581
November	14.0846	13.8437	13.9489
December	14.1660	8.4099	13.8617