2026 BGN to HNL Historical Review

YEARLY HIGH

16.2503 HNL

YEARLY LOW

15.4500 HNL

YEARLY AVERAGE

15.7988 HNL

2026 BGN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 16.2503. Conversely, the yearly low was recorded on March 14, dropping to 15.4500.

This high-to-low spread represents a total annual volatility of 0.8003 HNL. From a start-to-finish perspective, comparing the January average rate of 15.8446 to the December average rate of 15.7918, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 16.2503 was up 2.19% compared to the 2025 peak of 15.9021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 81,251 HNL

2025 Average 75,221 HNL

Yearly Trough Low 77,250 HNL

Transaction Impact: A difference of 4,001.41 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

16.0318

15.5981

JanuMarcMayJuly

BGN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8274, compared to 15.7130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1144 points.

H1 Avg (Jan–Jun) 15.8274

H2 Avg (Jul–Dec) 15.7130

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.5913 HNL (High: 16.2503 / Low: 15.6589). On the other end, August was the most stable month, with a tight range of 0.0858 HNL (High: 15.8351 / Low: 15.7493).

January Spread (Volatile) ±0.5913

August Spread (Stable) ±0.0858

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3321 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3321

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 15.8446) against the same month in 2025 (average: 13.4833), the exchange rate shifted by +2.3612 (+17.51%).

2026 Avg (January) 15.8446

2025 Avg (January) 13.4833

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.2503	15.6589	15.8446
February	16.1110	15.9013	15.9956
March	15.8998	15.4500	15.6635
April	16.0626	15.5980	15.8955
May	15.9533	15.8178	15.8499
June	15.8637	15.5318	15.7154
July	15.8029	15.5633	15.6342
August	15.8351	15.7493	15.7918