2025 BGN to HNL Historical Review

YEARLY HIGH

15.9021 HNL

YEARLY LOW

13.3252 HNL

YEARLY AVERAGE

15.0363 HNL

2025 BGN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 15.9021. Conversely, the yearly low was recorded on January 10, dropping to 13.3252.

This high-to-low spread represents a total annual volatility of 2.5769 HNL. From a start-to-finish perspective, comparing the January average rate of 13.4833 to the December average rate of 15.7632, the exchange rate registered a net change of 16.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.9021 was up 11.81% compared to the 2024 peak of 14.2227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 79,510 HNL

2024 Average 68,771 HNL

Yearly Trough Low 66,626 HNL

Transaction Impact: A difference of 12,884.43 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

15.9912

13.2553

JanuMarcMayJulySeptNove

BGN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.4110, compared to 15.6617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2507 points.

H1 Avg (Jan–Jun) 14.4110

H2 Avg (Jul–Dec) 15.6617

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.9583 HNL (High: 15.0974 / Low: 14.1391). On the other end, November was the most stable month, with a tight range of 0.2043 HNL (High: 15.6520 / Low: 15.4477).

April Spread (Volatile) ±0.9583

November Spread (Stable) ±0.2043

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0975 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0975

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 15.7632) against the same month in 2024 (average: 13.5752), the exchange rate shifted by +2.1880 (+16.12%).

2025 Avg (December) 15.7632

2024 Avg (December) 13.5752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.7385	13.3252	13.4833
February	13.7956	13.5099	13.6429
March	14.3901	13.6077	14.1540
April	15.0974	14.1391	14.8043
May	15.1584	14.6732	15.0012
June	15.7860	15.0547	15.3803
July	15.8433	15.3712	15.6865
August	15.7946	15.3902	15.6461
September	15.8832	15.6152	15.7131
October	15.7457	15.5185	15.6156
November	15.6520	15.4477	15.5455
December	15.9021	15.6170	15.7632