2015 BGN to HNL Historical Review

YEARLY HIGH

13.0437 HNL

YEARLY LOW

11.4671 HNL

YEARLY AVERAGE

12.3129 HNL

2015 BGN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 13.0437. Conversely, the yearly low was recorded on March 11, dropping to 11.4671.

This high-to-low spread represents a total annual volatility of 1.5766 HNL. From a start-to-finish perspective, comparing the January average rate of 12.5262 to the December average rate of 12.1943, the exchange rate registered a net change of -2.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 13.0437 was down 10.94% compared to the 2014 peak of 14.6455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 65,218 HNL

2014 Average 69,217 HNL

Yearly Trough Low 57,335 HNL

Transaction Impact: A difference of 7,883.09 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

12.6721

11.7660

JanuMarcMayJulySeptNove

BGN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2654, compared to 12.3603 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0949 points.

H1 Avg (Jan–Jun) 12.2654

H2 Avg (Jul–Dec) 12.3603

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.0079 HNL (High: 13.0437 / Low: 12.0358). On the other end, September was the most stable month, with a tight range of 0.3330 HNL (High: 12.7534 / Low: 12.4204).

January Spread (Volatile) ±1.0079

September Spread (Stable) ±0.3330

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5491 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 12.5262) against the same month in 2014 (average: 13.9593), the exchange rate shifted by -1.4332 (-10.27%).

2015 Avg (January) 12.5262

2014 Avg (January) 13.9593

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0437	12.0358	12.5262
February	12.3714	12.0383	12.2698
March	12.1183	11.4671	11.8415
April	12.5374	11.5811	11.9116
May	12.8515	12.2106	12.5208
June	12.6429	12.2425	12.5227
July	12.4184	12.0742	12.2821
August	12.9473	12.2155	12.4756
September	12.7534	12.4204	12.5658
October	12.8631	12.3085	12.5966
November	12.3935	11.8450	12.0474
December	12.4085	11.8787	12.1943