2012 BGN to NZD Historical Review

YEARLY HIGH

0.8624 NZD

YEARLY LOW

0.7672 NZD

YEARLY AVERAGE

0.8109 NZD

2012 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.8624. Conversely, the yearly low was recorded on August 3, dropping to 0.7672.

This high-to-low spread represents a total annual volatility of 0.0953 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8243 to the December average rate of 0.8079, the exchange rate registered a net change of -1.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8624 was down 13.21% compared to the 2011 peak of 0.9937, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,312 NZD

2011 Average 4,498 NZD

Yearly Trough Low 3,836 NZD

Transaction Impact: A difference of 476.34 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8524

0.7748

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8240, compared to 0.7979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0261 points.

H1 Avg (Jan–Jun) 0.8240

H2 Avg (Jul–Dec) 0.7979

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0388 NZD (High: 0.8521 / Low: 0.8133). On the other end, September was the most stable month, with a tight range of 0.0171 NZD (High: 0.8094 / Low: 0.7923).

January Spread (Volatile) ±0.0388

September Spread (Stable) ±0.0171

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0347 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0347

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.8459) against the same month in 2011 (average: 0.9210), the exchange rate shifted by -0.0750 (-8.15%).

2012 Avg (May) 0.8459

2011 Avg (May) 0.9210

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8521	0.8133	0.8243
February	0.8209	0.7980	0.8098
March	0.8331	0.8114	0.8218
April	0.8316	0.8121	0.8214
May	0.8624	0.8268	0.8459
June	0.8409	0.8027	0.8206
July	0.8055	0.7745	0.7860
August	0.8017	0.7672	0.7812
September	0.8094	0.7923	0.8022
October	0.8188	0.7947	0.8096
November	0.8098	0.7905	0.8005
December	0.8264	0.7917	0.8079