2026 BGN to NZD Historical Review

YEARLY HIGH

1.0422 NZD

YEARLY LOW

0.9959 NZD

YEARLY AVERAGE

1.0143 NZD

2026 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.0422. Conversely, the yearly low was recorded on May 31, dropping to 0.9959.

This high-to-low spread represents a total annual volatility of 0.0463 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0277 to the December average rate of 1.0123, the exchange rate registered a net change of -1.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0422 was down 1.18% compared to the 2025 peak of 1.0546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,211 NZD

2025 Average 4,966 NZD

Yearly Trough Low 4,979 NZD

Transaction Impact: A difference of 231.35 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0301

1.0010

JanuFebrMarcApriMayJune

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0143, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0143 points.

H1 Avg (Jan–Jun) 1.0143

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0358 NZD (High: 1.0422 / Low: 1.0063). On the other end, February was the most stable month, with a tight range of 0.0141 NZD (High: 1.0141 / Low: 1.0000).

January Spread (Volatile) ±0.0358

February Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0213 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.0277) against the same month in 2025 (average: 0.9408), the exchange rate shifted by +0.0869 (+9.23%).

2026 Avg (January) 1.0277

2025 Avg (January) 0.9408

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0422	1.0063	1.0277
February	1.0141	1.0000	1.0064
March	1.0280	1.0012	1.0119
April	1.0350	1.0136	1.0243
May	1.0161	0.9959	1.0034
June	1.0180	0.9977	1.0123