2019 BGN to NZD Historical Review

YEARLY HIGH

0.9006 NZD

YEARLY LOW

0.8346 NZD

YEARLY AVERAGE

0.8687 NZD

2019 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 0.9006. Conversely, the yearly low was recorded on March 26, dropping to 0.8346.

This high-to-low spread represents a total annual volatility of 0.0660 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8609 to the December average rate of 0.8607, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.9006 was down 1.64% compared to the 2018 peak of 0.9157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,503 NZD

2018 Average 4,364 NZD

Yearly Trough Low 4,173 NZD

Transaction Impact: A difference of 330.06 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.8964

0.8406

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8594, compared to 0.8779 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 0.8594

H2 Avg (Jul–Dec) 0.8779

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0351 NZD (High: 0.8996 / Low: 0.8645). On the other end, November was the most stable month, with a tight range of 0.0137 NZD (High: 0.8906 / Low: 0.8768).

August Spread (Volatile) ±0.0351

November Spread (Stable) ±0.0137

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0229 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.8917) against the same month in 2018 (average: 0.9002), the exchange rate shifted by -0.0085 (-0.95%).

2019 Avg (October) 0.8917

2018 Avg (October) 0.9002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8767	0.8456	0.8609
February	0.8605	0.8406	0.8491
March	0.8546	0.8346	0.8453
April	0.8646	0.8449	0.8551
May	0.8782	0.8610	0.8716
June	0.8840	0.8641	0.8743
July	0.8673	0.8479	0.8588
August	0.8996	0.8645	0.8842
September	0.9000	0.8773	0.8883
October	0.9006	0.8864	0.8917
November	0.8906	0.8768	0.8837
December	0.8759	0.8493	0.8607