2022 BGN to NZD Historical Review

YEARLY HIGH

0.8949 NZD

YEARLY LOW

0.8028 NZD

YEARLY AVERAGE

0.8480 NZD

2022 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.8949. Conversely, the yearly low was recorded on April 5, dropping to 0.8028.

This high-to-low spread represents a total annual volatility of 0.0921 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8588 to the December average rate of 0.8515, the exchange rate registered a net change of -0.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.8949 was up 1.47% compared to the 2021 peak of 0.8819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,474 NZD

2021 Average 4,276 NZD

Yearly Trough Low 4,014 NZD

Transaction Impact: A difference of 460.26 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.8907

0.8122

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8434, compared to 0.8526 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.8434

H2 Avg (Jul–Dec) 0.8526

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0621 NZD (High: 0.8949 / Low: 0.8327). On the other end, January was the most stable month, with a tight range of 0.0252 NZD (High: 0.8721 / Low: 0.8469).

September Spread (Volatile) ±0.0621

January Spread (Stable) ±0.0252

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0505 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0505

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.8537) against the same month in 2021 (average: 0.8533), the exchange rate shifted by +0.0004 (+0.05%).

2022 Avg (September) 0.8537

2021 Avg (September) 0.8533

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8721	0.8469	0.8588
February	0.8838	0.8479	0.8693
March	0.8411	0.8068	0.8188
April	0.8365	0.8028	0.8195
May	0.8565	0.8286	0.8438
June	0.8629	0.8374	0.8504
July	0.8569	0.8280	0.8397
August	0.8409	0.8126	0.8271
September	0.8949	0.8327	0.8537
October	0.8949	0.8679	0.8841
November	0.8691	0.8424	0.8597
December	0.8677	0.8330	0.8515