2013 BGN to NZD Historical Review

YEARLY HIGH

0.8774 NZD

YEARLY LOW

0.7756 NZD

YEARLY AVERAGE

0.8279 NZD

2013 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 0.8774. Conversely, the yearly low was recorded on April 11, dropping to 0.7756.

This high-to-low spread represents a total annual volatility of 0.1018 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8119 to the December average rate of 0.8512, the exchange rate registered a net change of 4.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8774 was up 1.73% compared to the 2012 peak of 0.8624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,387 NZD

2012 Average 4,055 NZD

Yearly Trough Low 3,878 NZD

Transaction Impact: A difference of 509.15 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8673

0.7776

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8113, compared to 0.8445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0332 points.

H1 Avg (Jan–Jun) 0.8113

H2 Avg (Jul–Dec) 0.8445

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0490 NZD (High: 0.8721 / Low: 0.8231). On the other end, April was the most stable month, with a tight range of 0.0185 NZD (High: 0.7940 / Low: 0.7756).

September Spread (Volatile) ±0.0490

April Spread (Stable) ±0.0185

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0217 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0217

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.8598) against the same month in 2012 (average: 0.7812), the exchange rate shifted by +0.0786 (+10.06%).

2013 Avg (August) 0.8598

2012 Avg (August) 0.7812

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8278	0.7958	0.8119
February	0.8258	0.8018	0.8136
March	0.8118	0.7814	0.7992
April	0.7940	0.7756	0.7851
May	0.8330	0.7850	0.8044
June	0.8730	0.8257	0.8534
July	0.8572	0.8357	0.8475
August	0.8774	0.8395	0.8598
September	0.8721	0.8231	0.8381
October	0.8527	0.8205	0.8352
November	0.8564	0.8235	0.8353
December	0.8626	0.8412	0.8512