2016 BGN to NZD Historical Review

YEARLY HIGH

0.8716 NZD

YEARLY LOW

0.7534 NZD

YEARLY AVERAGE

0.8128 NZD

2016 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.8716. Conversely, the yearly low was recorded on December 13, dropping to 0.7534.

This high-to-low spread represents a total annual volatility of 0.1182 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8490 to the December average rate of 0.7670, the exchange rate registered a net change of -9.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.8716 was down 5.05% compared to the 2015 peak of 0.9179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,358 NZD

2015 Average 4,070 NZD

Yearly Trough Low 3,767 NZD

Transaction Impact: A difference of 590.82 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.8644

0.7582

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8427, compared to 0.7830 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0598 points.

H1 Avg (Jan–Jun) 0.8427

H2 Avg (Jul–Dec) 0.7830

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0606 NZD (High: 0.8716 / Low: 0.8110). On the other end, August was the most stable month, with a tight range of 0.0141 NZD (High: 0.7979 / Low: 0.7839).

January Spread (Volatile) ±0.0606

August Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0339 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0339

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.8490) against the same month in 2015 (average: 0.7791), the exchange rate shifted by +0.0699 (+8.97%).

2016 Avg (January) 0.8490

2015 Avg (January) 0.7791

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8716	0.8110	0.8490
February	0.8689	0.8381	0.8556
March	0.8596	0.8233	0.8439
April	0.8579	0.8235	0.8416
May	0.8601	0.8374	0.8500
June	0.8396	0.7952	0.8161
July	0.8088	0.7739	0.7928
August	0.7979	0.7839	0.7930
September	0.7926	0.7702	0.7845
October	0.8012	0.7760	0.7879
November	0.7825	0.7612	0.7725
December	0.7777	0.7534	0.7670