2021 BGN to NZD Historical Review

YEARLY HIGH

0.8819 NZD

YEARLY LOW

0.8235 NZD

YEARLY AVERAGE

0.8553 NZD

2021 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.8819. Conversely, the yearly low was recorded on October 31, dropping to 0.8235.

This high-to-low spread represents a total annual volatility of 0.0584 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8661 to the December average rate of 0.8515, the exchange rate registered a net change of -1.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8819 was down 9.93% compared to the 2020 peak of 0.9792, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,409 NZD

2020 Average 4,490 NZD

Yearly Trough Low 4,118 NZD

Transaction Impact: A difference of 291.92 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8704

0.8290

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8596, compared to 0.8509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.8596

H2 Avg (Jul–Dec) 0.8509

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0315 NZD (High: 0.8550 / Low: 0.8235). On the other end, June was the most stable month, with a tight range of 0.0115 NZD (High: 0.8736 / Low: 0.8621).

October Spread (Volatile) ±0.0315

June Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0128 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8661) against the same month in 2020 (average: 0.8586), the exchange rate shifted by +0.0075 (+0.88%).

2021 Avg (January) 0.8661

2020 Avg (January) 0.8586

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8819	0.8592	0.8661
February	0.8612	0.8347	0.8537
March	0.8675	0.8441	0.8529
April	0.8657	0.8504	0.8585
May	0.8703	0.8505	0.8594
June	0.8736	0.8621	0.8669
July	0.8715	0.8594	0.8653
August	0.8755	0.8527	0.8626
September	0.8683	0.8483	0.8533
October	0.8550	0.8235	0.8405
November	0.8494	0.8248	0.8325
December	0.8591	0.8476	0.8515