2015 BGN to NZD Historical Review

YEARLY HIGH

0.9179 NZD

YEARLY LOW

0.7164 NZD

YEARLY AVERAGE

0.8138 NZD

2015 BGN to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.9179. Conversely, the yearly low was recorded on April 21, dropping to 0.7164.

This high-to-low spread represents a total annual volatility of 0.2016 NZD. From a start-to-finish perspective, comparing the January average rate of 0.7791 to the December average rate of 0.8250, the exchange rate registered a net change of 5.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9179 was up 7.00% compared to the 2014 peak of 0.8579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,590 NZD

2014 Average 4,089 NZD

Yearly Trough Low 3,582 NZD

Transaction Impact: A difference of 1,007.81 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9245

0.7106

JanuMarcMayJulySeptNove

BGN to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7706, compared to 0.8569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0863 points.

H1 Avg (Jan–Jun) 0.7706

H2 Avg (Jul–Dec) 0.8569

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0702 NZD (High: 0.9161 / Low: 0.8459). On the other end, July was the most stable month, with a tight range of 0.0200 NZD (High: 0.8567 / Low: 0.8367).

August Spread (Volatile) ±0.0702

July Spread (Stable) ±0.0200

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0487 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0487

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.9067) against the same month in 2014 (average: 0.8099), the exchange rate shifted by +0.0968 (+11.95%).

2015 Avg (September) 0.9067

2014 Avg (September) 0.8099

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7994	0.7595	0.7791
February	0.7968	0.7570	0.7789
March	0.7616	0.7287	0.7411
April	0.7514	0.7164	0.7284
May	0.7919	0.7567	0.7734
June	0.8449	0.7873	0.8229
July	0.8567	0.8367	0.8471
August	0.9161	0.8459	0.8690
September	0.9179	0.8930	0.9067
October	0.8938	0.8285	0.8580
November	0.8439	0.8207	0.8359
December	0.8368	0.8127	0.8250