2020 DJF to KES Historical Review

YEARLY HIGH

0.6268 KES

YEARLY LOW

0.5637 KES

YEARLY AVERAGE

0.5981 KES

2020 DJF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.6268. Conversely, the yearly low was recorded on February 5, dropping to 0.5637.

This high-to-low spread represents a total annual volatility of 0.0631 KES. From a start-to-finish perspective, comparing the January average rate of 0.5679 to the December average rate of 0.6207, the exchange rate registered a net change of 9.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6268 was down 8.84% compared to the 2019 peak of 0.6876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 3,134 KES

2019 Average 2,866 KES

Yearly Trough Low 2,818 KES

Transaction Impact: A difference of 315.65 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6261

0.5610

JanuMarcMayJulySeptNove

DJF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5854, compared to 0.6107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0254 points.

H1 Avg (Jan–Jun) 0.5854

H2 Avg (Jul–Dec) 0.6107

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0295 KES (High: 0.5976 / Low: 0.5681). On the other end, October was the most stable month, with a tight range of 0.0026 KES (High: 0.6120 / Low: 0.6093).

March Spread (Volatile) ±0.0295

October Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0017 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6207) against the same month in 2019 (average: 0.5698), the exchange rate shifted by +0.0509 (+8.93%).

2020 Avg (December) 0.6207

2019 Avg (December) 0.5698

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5716	0.5638	0.5679
February	0.5685	0.5637	0.5664
March	0.5976	0.5681	0.5830
April	0.6028	0.5910	0.5980
May	0.6026	0.5933	0.5994
June	0.5998	0.5959	0.5976
July	0.6067	0.5975	0.6028
August	0.6108	0.6049	0.6074
September	0.6101	0.6072	0.6091
October	0.6120	0.6093	0.6103
November	0.6184	0.6108	0.6141
December	0.6268	0.6106	0.6207