2012 EUR to BAM Historical Review

YEARLY HIGH

1.9665 BAM

YEARLY LOW

1.9474 BAM

YEARLY AVERAGE

1.9578 BAM

2012 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 1.9665. Conversely, the yearly low was recorded on June 10, dropping to 1.9474.

This high-to-low spread represents a total annual volatility of 0.0191 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9577 to the December average rate of 1.9581, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.9665 was down 1.13% compared to the 2011 peak of 1.9889, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,832 BAM

2011 Average 9,789 BAM

Yearly Trough Low 9,737 BAM

Transaction Impact: A difference of 95.46 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9590

1.9569

JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9580, compared to 1.9575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 1.9580

H2 Avg (Jul–Dec) 1.9575

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0148 BAM (High: 1.9622 / Low: 1.9474). On the other end, September was the most stable month, with a tight range of 0.0068 BAM (High: 1.9602 / Low: 1.9534).

June Spread (Volatile) ±0.0148

September Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 1.9578) against the same month in 2011 (average: 1.9565), the exchange rate shifted by +0.0013 (+0.07%).

2012 Avg (May) 1.9578

2011 Avg (May) 1.9565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9628	1.9514	1.9577
February	1.9655	1.9531	1.9588
March	1.9628	1.9526	1.9579
April	1.9615	1.9544	1.9581
May	1.9665	1.9526	1.9578
June	1.9622	1.9474	1.9578
July	1.9609	1.9519	1.9575
August	1.9630	1.9532	1.9577
September	1.9602	1.9534	1.9574
October	1.9638	1.9522	1.9571
November	1.9623	1.9523	1.9571
December	1.9635	1.9525	1.9581