2019 EUR to BAM Historical Review

YEARLY HIGH

1.9878 BAM

YEARLY LOW

1.9359 BAM

YEARLY AVERAGE

1.9560 BAM

2019 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 1.9878. Conversely, the yearly low was recorded on January 2, dropping to 1.9359.

This high-to-low spread represents a total annual volatility of 0.0519 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9549 to the December average rate of 1.9562, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.9878 was up 0.47% compared to the 2018 peak of 1.9785, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,939 BAM

2018 Average 9,771 BAM

Yearly Trough Low 9,679 BAM

Transaction Impact: A difference of 259.47 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.9585

1.9538

JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9558, compared to 1.9562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 1.9558

H2 Avg (Jul–Dec) 1.9562

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0488 BAM (High: 1.9878 / Low: 1.9389). On the other end, November was the most stable month, with a tight range of 0.0130 BAM (High: 1.9609 / Low: 1.9479).

August Spread (Volatile) ±0.0488

November Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 1.9576) against the same month in 2018 (average: 1.9541), the exchange rate shifted by +0.0035 (+0.18%).

2019 Avg (August) 1.9576

2018 Avg (August) 1.9541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9732	1.9359	1.9549
February	1.9667	1.9456	1.9557
March	1.9671	1.9366	1.9542
April	1.9643	1.9452	1.9552
May	1.9653	1.9498	1.9569
June	1.9682	1.9513	1.9581
July	1.9642	1.9429	1.9552
August	1.9878	1.9389	1.9576
September	1.9745	1.9361	1.9563
October	1.9648	1.9501	1.9571
November	1.9609	1.9479	1.9549
December	1.9709	1.9463	1.9562