2020 EUR to BAM Historical Review

YEARLY HIGH

1.9954 BAM

YEARLY LOW

1.9386 BAM

YEARLY AVERAGE

1.9571 BAM

2020 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 1.9954. Conversely, the yearly low was recorded on April 23, dropping to 1.9386.

This high-to-low spread represents a total annual volatility of 0.0568 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9559 to the December average rate of 1.9561, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9954 was up 0.38% compared to the 2019 peak of 1.9878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,977 BAM

2019 Average 9,780 BAM

Yearly Trough Low 9,693 BAM

Transaction Impact: A difference of 283.83 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9616

1.9538

JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9575, compared to 1.9567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 1.9575

H2 Avg (Jul–Dec) 1.9567

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0470 BAM (High: 1.9954 / Low: 1.9484). On the other end, October was the most stable month, with a tight range of 0.0134 BAM (High: 1.9614 / Low: 1.9481).

May Spread (Volatile) ±0.0470

October Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0049 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 1.9610) against the same month in 2019 (average: 1.9569), the exchange rate shifted by +0.0041 (+0.21%).

2020 Avg (May) 1.9610

2019 Avg (May) 1.9569

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9658	1.9492	1.9559
February	1.9657	1.9489	1.9570
March	1.9850	1.9387	1.9582
April	1.9685	1.9386	1.9567
May	1.9954	1.9484	1.9610
June	1.9790	1.9417	1.9560
July	1.9763	1.9433	1.9589
August	1.9706	1.9399	1.9569
September	1.9651	1.9445	1.9544
October	1.9614	1.9481	1.9561
November	1.9717	1.9464	1.9579
December	1.9728	1.9460	1.9561