YEARLY HIGH
1.9701 BAM
YEARLY LOW
1.9468 BAM
YEARLY AVERAGE
1.9562 BAM

2016 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.9701. Conversely, the yearly low was recorded on May 19, dropping to 1.9468.

This high-to-low spread represents a total annual volatility of 0.0232 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9557 to the December average rate of 1.9561, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.9701 was up 0.03% compared to the 2015 peak of 1.9694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,850 BAM
2015 Average 9,779 BAM
Yearly Trough Low 9,734 BAM
Transaction Impact: A difference of 116.19 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.9573
1.9548
JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9560, compared to 1.9564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 1.9560
H2 Avg (Jul–Dec) 1.9564

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0231 BAM (High: 1.9701 / Low: 1.9470). On the other end, August was the most stable month, with a tight range of 0.0075 BAM (High: 1.9609 / Low: 1.9534).

December Spread (Volatile) ±0.0231
August Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0010 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.9561) against the same month in 2015 (average: 1.9567), the exchange rate shifted by -0.0007 (-0.03%).

2016 Avg (December) 1.9561
2015 Avg (December) 1.9567

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9631 1.9512 1.9557
February 1.9652 1.9514 1.9560
March 1.9651 1.9540 1.9571
April 1.9606 1.9506 1.9560
May 1.9592 1.9468 1.9550
June 1.9646 1.9489 1.9563
July 1.9608 1.9509 1.9565
August 1.9609 1.9534 1.9566
September 1.9608 1.9533 1.9571
October 1.9606 1.9520 1.9563
November 1.9610 1.9495 1.9558
December 1.9701 1.9470 1.9561