2014 EUR to BAM Historical Review

YEARLY HIGH

1.9645 BAM

YEARLY LOW

1.9492 BAM

YEARLY AVERAGE

1.9567 BAM

2014 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 1.9645. Conversely, the yearly low was recorded on September 4, dropping to 1.9492.

This high-to-low spread represents a total annual volatility of 0.0153 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9565 to the December average rate of 1.9564, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.9645 was down 0.26% compared to the 2013 peak of 1.9696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,823 BAM

2013 Average 9,786 BAM

Yearly Trough Low 9,746 BAM

Transaction Impact: A difference of 76.42 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.9577

1.9557

JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9569, compared to 1.9564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 1.9569

H2 Avg (Jul–Dec) 1.9564

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0133 BAM (High: 1.9626 / Low: 1.9493). On the other end, July was the most stable month, with a tight range of 0.0041 BAM (High: 1.9582 / Low: 1.9541).

December Spread (Volatile) ±0.0133

July Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 1.9576) against the same month in 2013 (average: 1.9557), the exchange rate shifted by +0.0019 (+0.10%).

2014 Avg (February) 1.9576

2013 Avg (February) 1.9557

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9616	1.9527	1.9565
February	1.9645	1.9546	1.9576
March	1.9619	1.9522	1.9570
April	1.9600	1.9543	1.9570
May	1.9587	1.9520	1.9565
June	1.9597	1.9541	1.9570
July	1.9582	1.9541	1.9564
August	1.9583	1.9538	1.9564
September	1.9588	1.9492	1.9559
October	1.9623	1.9519	1.9568
November	1.9598	1.9511	1.9567
December	1.9626	1.9493	1.9564