YEARLY HIGH
1.9785 BAM
YEARLY LOW
1.9035 BAM
YEARLY AVERAGE
1.9542 BAM

2018 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.9785. Conversely, the yearly low was recorded on September 3, dropping to 1.9035.

This high-to-low spread represents a total annual volatility of 0.0750 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9577 to the December average rate of 1.9551, the exchange rate registered a net change of -0.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.9785 was down 0.21% compared to the 2017 peak of 1.9827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,893 BAM
2017 Average 9,782 BAM
Yearly Trough Low 9,518 BAM
Transaction Impact: A difference of 374.94 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.9586
1.9484
JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9555, compared to 1.9528 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 1.9555
H2 Avg (Jul–Dec) 1.9528

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0656 BAM (High: 1.9718 / Low: 1.9062). On the other end, December was the most stable month, with a tight range of 0.0199 BAM (High: 1.9633 / Low: 1.9434).

November Spread (Volatile) ±0.0656
December Spread (Stable) ±0.0199

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0051 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 1.9577) against the same month in 2017 (average: 1.9567), the exchange rate shifted by +0.0010 (+0.05%).

2018 Avg (January) 1.9577
2017 Avg (January) 1.9567

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9785 1.9481 1.9577
February 1.9757 1.9412 1.9549
March 1.9698 1.9434 1.9565
April 1.9613 1.9363 1.9535
May 1.9629 1.9406 1.9541
June 1.9672 1.9126 1.9562
July 1.9679 1.9103 1.9526
August 1.9691 1.9246 1.9541
September 1.9659 1.9035 1.9493
October 1.9672 1.9229 1.9555
November 1.9718 1.9062 1.9503
December 1.9633 1.9434 1.9551