2015 EUR to BAM Historical Review

YEARLY HIGH

1.9694 BAM

YEARLY LOW

1.9417 BAM

YEARLY AVERAGE

1.9557 BAM

2015 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.9694. Conversely, the yearly low was recorded on January 23, dropping to 1.9417.

This high-to-low spread represents a total annual volatility of 0.0278 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9538 to the December average rate of 1.9567, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.9694 was up 0.25% compared to the 2014 peak of 1.9645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,847 BAM

2014 Average 9,783 BAM

Yearly Trough Low 9,708 BAM

Transaction Impact: A difference of 138.75 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.9575

1.9534

JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9554, compared to 1.9560 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 1.9554

H2 Avg (Jul–Dec) 1.9560

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0212 BAM (High: 1.9670 / Low: 1.9458). On the other end, November was the most stable month, with a tight range of 0.0101 BAM (High: 1.9594 / Low: 1.9494).

March Spread (Volatile) ±0.0212

November Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0022 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.9567) against the same month in 2014 (average: 1.9564), the exchange rate shifted by +0.0003 (+0.02%).

2015 Avg (December) 1.9567

2014 Avg (December) 1.9564

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9622	1.9417	1.9538
February	1.9612	1.9487	1.9554
March	1.9670	1.9458	1.9550
April	1.9673	1.9484	1.9572
May	1.9643	1.9450	1.9550
June	1.9658	1.9476	1.9564
July	1.9615	1.9494	1.9557
August	1.9676	1.9467	1.9568
September	1.9621	1.9496	1.9560
October	1.9600	1.9451	1.9554
November	1.9594	1.9494	1.9554
December	1.9694	1.9516	1.9567