2013 EUR to BAM Historical Review

YEARLY HIGH

1.9696 BAM

YEARLY LOW

1.9482 BAM

YEARLY AVERAGE

1.9572 BAM

2013 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 11, valuing the pair at 1.9696. Conversely, the yearly low was recorded on February 21, dropping to 1.9482.

This high-to-low spread represents a total annual volatility of 0.0214 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9585 to the December average rate of 1.9572, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.9696 was up 0.16% compared to the 2012 peak of 1.9665, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,848 BAM

2012 Average 9,789 BAM

Yearly Trough Low 9,741 BAM

Transaction Impact: A difference of 106.84 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.9588

1.9554

JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9572, compared to 1.9572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 1.9572

H2 Avg (Jul–Dec) 1.9572

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0175 BAM (High: 1.9696 / Low: 1.9521). On the other end, August was the most stable month, with a tight range of 0.0056 BAM (High: 1.9586 / Low: 1.9530).

July Spread (Volatile) ±0.0175

August Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0028 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 1.9575) against the same month in 2012 (average: 1.9575), the exchange rate shifted by +0.0000 (+0.00%).

2013 Avg (July) 1.9575

2012 Avg (July) 1.9575

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9654	1.9529	1.9585
February	1.9616	1.9482	1.9557
March	1.9609	1.9505	1.9564
April	1.9655	1.9528	1.9582
May	1.9618	1.9499	1.9570
June	1.9613	1.9496	1.9573
July	1.9696	1.9521	1.9575
August	1.9586	1.9530	1.9567
September	1.9636	1.9546	1.9572
October	1.9606	1.9546	1.9570
November	1.9647	1.9535	1.9574
December	1.9603	1.9535	1.9572