YEARLY HIGH
2.0154 BAM
YEARLY LOW
1.9323 BAM
YEARLY AVERAGE
1.9568 BAM

2025 EUR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 2.0154. Conversely, the yearly low was recorded on April 22, dropping to 1.9323.

This high-to-low spread represents a total annual volatility of 0.0831 BAM. From a start-to-finish perspective, comparing the January average rate of 1.9553 to the December average rate of 1.9561, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0154 was up 2.15% compared to the 2024 peak of 1.9731, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 10,077 BAM
2024 Average 9,778 BAM
Yearly Trough Low 9,661 BAM
Transaction Impact: A difference of 415.62 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.9647
1.9537
JanuMarcMayJulySeptNove

EUR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9576, compared to 1.9560 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 1.9576
H2 Avg (Jul–Dec) 1.9560

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0831 BAM (High: 2.0154 / Low: 1.9323). On the other end, December was the most stable month, with a tight range of 0.0169 BAM (High: 1.9669 / Low: 1.9500).

April Spread (Volatile) ±0.0831
December Spread (Stable) ±0.0169

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0086 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.9638) against the same month in 2024 (average: 1.9537), the exchange rate shifted by +0.0101 (+0.52%).

2025 Avg (April) 1.9638
2024 Avg (April) 1.9537

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9749 1.9417 1.9553
February 1.9700 1.9369 1.9563
March 1.9745 1.9369 1.9564
April 2.0154 1.9323 1.9638
May 1.9722 1.9382 1.9551
June 1.9775 1.9405 1.9586
July 1.9637 1.9377 1.9546
August 1.9863 1.9423 1.9574
September 1.9748 1.9425 1.9563
October 1.9645 1.9444 1.9561
November 1.9648 1.9437 1.9558
December 1.9669 1.9500 1.9561