YEARLY HIGH
3.4616 HRK
YEARLY LOW
3.1639 HRK
YEARLY AVERAGE
3.2742 HRK

2012 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 3.4616. Conversely, the yearly low was recorded on April 3, dropping to 3.1639.

This high-to-low spread represents a total annual volatility of 0.2977 HRK. From a start-to-finish perspective, comparing the January average rate of 3.2643 to the December average rate of 3.2508, the exchange rate registered a net change of -0.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.4616 was up 8.28% compared to the 2011 peak of 3.1969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 17,308 HRK
2011 Average 14,861 HRK
Yearly Trough Low 15,820 HRK
Transaction Impact: A difference of 1,488.57 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.4127
3.1787
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2415, compared to 3.3070 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0655 points.

H1 Avg (Jan–Jun) 3.2415
H2 Avg (Jul–Dec) 3.3070

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2002 HRK (High: 3.4616 / Low: 3.2615). On the other end, April was the most stable month, with a tight range of 0.0621 HRK (High: 3.2260 / Low: 3.1639).

July Spread (Volatile) ±0.2002
April Spread (Stable) ±0.0621

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1448 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1448

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 3.3880) against the same month in 2011 (average: 2.9860), the exchange rate shifted by +0.4020 (+13.46%).

2012 Avg (July) 3.3880
2011 Avg (July) 2.9860

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3039 3.1937 3.2643
February 3.3210 3.1955 3.2683
March 3.2746 3.1823 3.2265
April 3.2260 3.1639 3.1982
May 3.2741 3.1841 3.2177
June 3.3200 3.2543 3.2741
July 3.4616 3.2615 3.3880
August 3.4463 3.3209 3.3932
September 3.3174 3.2010 3.2483
October 3.2856 3.2106 3.2526
November 3.3418 3.2684 3.3089
December 3.3065 3.1897 3.2508