YEARLY HIGH
3.4364 HRK
YEARLY LOW
3.1257 HRK
YEARLY AVERAGE
3.2633 HRK

2016 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 3.4364. Conversely, the yearly low was recorded on May 9, dropping to 3.1257.

This high-to-low spread represents a total annual volatility of 0.3107 HRK. From a start-to-finish perspective, comparing the January average rate of 3.2720 to the December average rate of 3.4004, the exchange rate registered a net change of 3.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.4364 was down 2.32% compared to the 2015 peak of 3.5180, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 17,182 HRK
2015 Average 16,423 HRK
Yearly Trough Low 15,628 HRK
Transaction Impact: A difference of 1,553.73 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.4246
3.1337
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2172, compared to 3.3093 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0921 points.

H1 Avg (Jan–Jun) 3.2172
H2 Avg (Jul–Dec) 3.3093

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.1583 HRK (High: 3.2894 / Low: 3.1311). On the other end, September was the most stable month, with a tight range of 0.0507 HRK (High: 3.2841 / Low: 3.2334).

June Spread (Volatile) ±0.1583
September Spread (Stable) ±0.0507

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0505 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0505

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 3.4004) against the same month in 2015 (average: 3.2897), the exchange rate shifted by +0.1107 (+3.37%).

2016 Avg (December) 3.4004
2015 Avg (December) 3.2897

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3130 3.2235 3.2720
February 3.2862 3.1593 3.2215
March 3.2993 3.2009 3.2397
April 3.2361 3.1565 3.1971
May 3.1859 3.1257 3.1580
June 3.2894 3.1311 3.2149
July 3.3126 3.2377 3.2789
August 3.2857 3.2286 3.2555
September 3.2841 3.2334 3.2615
October 3.3589 3.2277 3.3023
November 3.4091 3.2929 3.3572
December 3.4364 3.3529 3.4004