YEARLY HIGH
3.3405 HRK
YEARLY LOW
2.9376 HRK
YEARLY AVERAGE
3.1197 HRK

2013 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 3.3405. Conversely, the yearly low was recorded on December 30, dropping to 2.9376.

This high-to-low spread represents a total annual volatility of 0.4029 HRK. From a start-to-finish perspective, comparing the January average rate of 3.2270 to the December average rate of 2.9679, the exchange rate registered a net change of -8.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.3405 was down 3.50% compared to the 2012 peak of 3.4616, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 16,703 HRK
2012 Average 16,372 HRK
Yearly Trough Low 14,688 HRK
Transaction Impact: A difference of 2,014.53 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.3176
2.9361
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2139, compared to 3.0254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1885 points.

H1 Avg (Jan–Jun) 3.2139
H2 Avg (Jul–Dec) 3.0254

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.1575 HRK (High: 3.1711 / Low: 3.0136). On the other end, August was the most stable month, with a tight range of 0.0580 HRK (High: 3.0253 / Low: 2.9673).

June Spread (Volatile) ±0.1575
August Spread (Stable) ±0.0580

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1565 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1565

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 3.2858) against the same month in 2012 (average: 3.1982), the exchange rate shifted by +0.0876 (+2.74%).

2013 Avg (April) 3.2858
2012 Avg (April) 3.1982

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2796 3.1670 3.2270
February 3.2679 3.1564 3.2007
March 3.3386 3.2400 3.2830
April 3.3405 3.2416 3.2858
May 3.2607 3.1571 3.2218
June 3.1711 3.0136 3.0653
July 3.0975 3.0015 3.0386
August 3.0253 2.9673 2.9931
September 3.0782 3.0022 3.0511
October 3.0859 3.0113 3.0449
November 3.1054 3.0000 3.0568
December 3.0135 2.9376 2.9679