2026 FJD to HRK Historical Review

YEARLY HIGH

2.9710 HRK

YEARLY LOW

2.8196 HRK

YEARLY AVERAGE

2.9163 HRK

2026 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 2.9710. Conversely, the yearly low was recorded on January 3, dropping to 2.8196.

This high-to-low spread represents a total annual volatility of 0.1514 HRK. From a start-to-finish perspective, comparing the January average rate of 2.8444 to the December average rate of 2.9515, the exchange rate registered a net change of 3.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.9710 was down 6.01% compared to the 2025 peak of 3.1610, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 14,855 HRK

2025 Average 14,658 HRK

Yearly Trough Low 14,098 HRK

Transaction Impact: A difference of 757.01 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.9622

2.8337

JanuMarcMayJuly

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9055, compared to 2.9485 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0430 points.

H1 Avg (Jan–Jun) 2.9055

H2 Avg (Jul–Dec) 2.9485

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0776 HRK (High: 2.9621 / Low: 2.8845). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 2.9515 / Low: 2.9515).

March Spread (Volatile) ±0.0776

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0285 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 2.9455) against the same month in 2025 (average: 2.8664), the exchange rate shifted by +0.0791 (+2.76%).

2026 Avg (July) 2.9455

2025 Avg (July) 2.8664

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8839	2.8196	2.8444
February	2.9096	2.8623	2.8931
March	2.9621	2.8845	2.9348
April	2.9300	2.8843	2.9063
May	2.9377	2.9079	2.9189
June	2.9531	2.9122	2.9357
July	2.9710	2.9135	2.9455
August	2.9515	2.9515	2.9515