YEARLY HIGH
3.1781 HRK
YEARLY LOW
3.0316 HRK
YEARLY AVERAGE
3.0965 HRK

2024 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 3.1781. Conversely, the yearly low was recorded on September 16, dropping to 3.0316.

This high-to-low spread represents a total annual volatility of 0.1465 HRK. From a start-to-finish perspective, comparing the January average rate of 3.0930 to the December average rate of 3.1188, the exchange rate registered a net change of 0.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 3.1781 was down 1.90% compared to the 2023 peak of 3.2396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 15,890 HRK
2023 Average 15,625 HRK
Yearly Trough Low 15,158 HRK
Transaction Impact: A difference of 732.45 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

3.1364
3.0581
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0970, compared to 3.0960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 3.0970
H2 Avg (Jul–Dec) 3.0960

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.1338 HRK (High: 3.1781 / Low: 3.0443). On the other end, April was the most stable month, with a tight range of 0.0530 HRK (High: 3.1222 / Low: 3.0692).

November Spread (Volatile) ±0.1338
April Spread (Stable) ±0.0530

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0297 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 3.1299) against the same month in 2023 (average: 3.0827), the exchange rate shifted by +0.0472 (+1.53%).

2024 Avg (November) 3.1299
2023 Avg (November) 3.0827

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1136 3.0557 3.0930
February 3.1192 3.0566 3.1038
March 3.0958 3.0387 3.0795
April 3.1222 3.0692 3.1013
May 3.1217 3.0632 3.0891
June 3.1461 3.0581 3.1150
July 3.1280 3.0711 3.0943
August 3.0909 3.0356 3.0647
September 3.0992 3.0316 3.0721
October 3.1228 3.0459 3.0961
November 3.1781 3.0443 3.1299
December 3.1628 3.0892 3.1188