YEARLY HIGH
3.6465 HRK
YEARLY LOW
3.0060 HRK
YEARLY AVERAGE
3.0753 HRK

2019 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 3.6465. Conversely, the yearly low was recorded on June 24, dropping to 3.0060.

This high-to-low spread represents a total annual volatility of 0.6405 HRK. From a start-to-finish perspective, comparing the January average rate of 3.0635 to the December average rate of 3.0907, the exchange rate registered a net change of 0.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.6465 was up 17.06% compared to the 2018 peak of 3.1150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 18,232 HRK
2018 Average 15,091 HRK
Yearly Trough Low 15,030 HRK
Transaction Impact: A difference of 3,202.50 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3.1035
3.0421
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0737, compared to 3.0769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 3.0737
H2 Avg (Jul–Dec) 3.0769

Volatility Range Comparison

Volatility

The most volatile month in 2019 was September, with a trading range of 0.5890 HRK (High: 3.6465 / Low: 3.0575). On the other end, February was the most stable month, with a tight range of 0.0316 HRK (High: 3.0929 / Low: 3.0613).

September Spread (Volatile) ±0.5890
February Spread (Stable) ±0.0316

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0337 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0337

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 3.0983) against the same month in 2018 (average: 3.0020), the exchange rate shifted by +0.0963 (+3.21%).

2019 Avg (September) 3.0983
2018 Avg (September) 3.0020

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0907 3.0149 3.0635
February 3.0929 3.0613 3.0786
March 3.1121 3.0542 3.0867
April 3.1198 3.0737 3.0965
May 3.0896 3.0503 3.0698
June 3.0748 3.0060 3.0472
July 3.1021 3.0481 3.0780
August 3.0806 3.0205 3.0517
September 3.6465 3.0575 3.0983
October 3.0883 3.0158 3.0647
November 3.1076 3.0648 3.0781
December 3.1151 3.0699 3.0907